Motorcycle Insurance

Riding a motorcycle within North Carolina without adequate coverage can attract a fine or penalty, leading to legal issues in the long run. Getting the right coverage will be ideal for avoiding this, allowing you and other motorists to get the proper protection when emergencies arise.

Below are some policies that Continuum Insurance Group can provide to keep you safe on the road.

Liability Coverage

Liability coverage will come in handy when you cause damage to 3rd party property and bodily injury. It will help pay for the medical costs arising when other parties need to pay their hospital bills. It will also provide compensation when property such as buildings, fences, and vehicles are damaged. This coverage will compensate you if you also need help paying your legal fees.

Comprehensive Coverage

If your motorcycle gets damaged from non-impact accidents, comprehensive coverage will come in handy in offsetting your repair costs. Events covered by this policy include weather hazards such as hail, fire, vandalism, and theft of your motorcycle.

Underinsured/Uninsured Coverage

You may occasionally encounter motorists whose insurance cannot fully pay for fixing your motorcycle, leaving you with extra costs to cover. Underinsurance helps pay for this difference and will also offset your medical bills. Uninsured cover will come in handy when you are hit by a motorist with no policy, allowing you to offset your damage costs without additional costs.

Collision Coverage

Collision coverage will be ideal if you encounter impact accidents. This could be when you crash into a car, building, stationary poles, or other motorcycles. It helps pay for fixing or replacing your bike based on the damage incurred.

Towing Coverage

Towing coverage will be an ideal add-on to sign up for, allowing you to pay for additional costs incurred when your motorcycle breaks down.

If you occasionally ride within North Carolina and need help figuring out the correct type of motorcycle cover, Continuum Insurance Group will be the partner you need. Call us today for guidance on the proper policy to sign up for.