No law in North Carolina requires home insurance. If, however, you have a mortgage, your mortgage company will require it. At Continuum Insurance Group in North Carolina, we are an independent insurance agency that works for our customers. We can help you find the right policy to meet your needs.
Home insurance provides a lot of peace of mind and some valuable coverage. While it doesn't cover every peril your home will face, it does cover many.
Home insurance covers the structure of your home. It covers everything from the top to the bottom and all the walls in between. All the systems are covered from perils like fire, hail, and lighting. Other structures on the property are also covered, like a garage or a shed.
Much of what you own and cherish in life is in your house. Having to replace your jewelry, your electronics, all your clothing, and even your Christmas ornaments can be a daunting task and very expensive too. Your content insurance will provide the coverage you need to replace your things. Depending on your chosen type, it may be at its current depreciated value or its replacement value. You are also covered for theft if you have possessions away from home.
Every homeowner needs to have liability coverage to protect the investment they have made in their home. If someone is injured at your home or by a family member, it covers you for most dogs, your kids, yourself, and legal expenses.
When a covered peril hits your home, it may be so severely damaged that it is not habitable. Loss of use coverage will help to pay for a temporary place to stay and, if it is long-term, a rental home.
Contact Continuum Insurance Group in North Carolina to discuss home insurance.
for all your insurance needs!
704-230-0035
704-230-0035
